100% Stock Portfolio
Jun 15, 2001 – Nov 12, 2026, Rebalanced annually, VTI starts Jun 15, 2001
| Final balance | CAGR | Max drawdown | Sharpe ratio | |
|---|---|---|---|---|
| 100% Stocks | $104,311 | +9.67% | −55.45% | 0.58 |
| S&P 500 | $97,830 | +9.39% | −55.19% | 0.57 |
| Final balance | CAGR | Max drawdown | Sharpe ratio | |
|---|---|---|---|---|
| 100% Stocks | $104,311 | +9.67% | −55.45% | 0.58 |
| S&P 500 | $97,830 | +9.39% | −55.19% | 0.57 |
| 100% Stocks | S&P 500 | |
|---|---|---|
| Final balance | $104,311 | $97,830 |
| CAGR | +9.67% | +9.39% |
| Max drawdown | −55.45% | −55.19% |
| Sharpe ratio | 0.58 | 0.57 |
Allocation
- VTIUS total stock market100%
Loading the growth chart…
Growth of $10,000
Key metrics
| Return | 100% Stocks | S&P 500 |
|---|---|---|
| Final balance | $104,311 | $97,830 |
| Total return | +943.11% | +878.30% |
| CAGR | +9.67% | +9.39% |
| Calendar years | 100% Stocks | S&P 500 |
|---|---|---|
| Best year | +33.45% | +32.31% |
| Worst year | −36.99% | −36.80% |
| Positive years | 20 of 24 | 20 of 24 |
| Risk | 100% Stocks | S&P 500 |
|---|---|---|
| Max drawdown | −55.45% | −55.19% |
| Longest drawdown | 4.4 years | 4.9 years |
| Volatility (daily, annualized) | 19.03% | 18.94% |
| Risk-adjusted | 100% Stocks | S&P 500 |
|---|---|---|
| Sharpe ratio | 0.58 | 0.57 |
| Sortino ratio | 0.82 | 0.81 |
| Calmar ratio | 0.17 | 0.17 |
Annual returns
| Year | 100% Stocks | S&P 500 |
|---|---|---|
| 2017 | +21.21% | +21.71% |
| 2018 | −5.23% | −4.57% |
| 2019 | +30.67% | +31.22% |
| 2020 | +21.08% | +18.33% |
| 2021 | +25.68% | +28.73% |
| 2022 | −19.52% | −18.18% |
| 2023 | +26.05% | +26.18% |
| 2024 | +23.81% | +24.89% |
| 2025 | +17.10% | +17.72% |
| 2026 to Nov 12 | +12.09% | +11.89% |
Worst drawdowns
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −55.5% | Oct 2007 | Mar 2009 | Mar 2012 | 4.4 years |
| −35.0% | Feb 2020 | Mar 2020 | Aug 2020 | 6 months |
| −34.7% | Jul 2001 | Oct 2002 | Jan 2004 | 2.5 years |
| −25.4% | Jan 2022 | Oct 2022 | Dec 2023 | 2 years |
| −20.0% | Sep 2018 | Dec 2018 | Apr 2019 | 7 months |
About the 100% Stock Portfolio
A 100% stock portfolio holds no bonds. This page uses VTI, a Vanguard fund of about 3,500 US companies, nearly the whole US stock market.
With nothing to cushion it, it takes the market's full drops, as in 2008 and 2022. Next to the 80/20, it grew more over these years and fell further in the bad ones. The S&P 500 line shows how closely the 500 largest companies track the whole market.
Its worst fall took 4.4 years to recover, and it beat the S&P 500 in 11 of 24 full years.
Daily closes with dividends reinvested and fund fees included, before taxes and trading costs.