Classic portfolios

Jul 26, 2007 – Sep 23, 2026, Rebalanced annually

Portfolio	CAGR	Volatility	Max drawdown	Worst year	Sharpe ratio
All Weather Ray Dalio's simplified portfolio, 55% bonds, 30% stocks, 15% gold and commodities.	6.71%	8.22%	−23.78%	−19.23%	0.83
60/40 The standard balanced portfolio, 60% stocks, 40% bonds.	8.11%	11.65%	−33.90%	−19.45%	0.73
Golden Butterfly A Permanent Portfolio variant, 40% stocks, 40% bonds, 20% gold.	7.69%	8.86%	−19.57%	−12.96%	0.88
Permanent Portfolio Harry Browne's portfolio, 25% each in stocks, long-term bonds, cash and gold.	7.12%	7.58%	−19.03%	−13.85%	0.95
Three-Fund The Bogleheads' portfolio, here 42% US stocks, 40% bonds, 18% international stocks.	7.12%	11.63%	−35.27%	−20.61%	0.65
Buffett 90/10 Warren Buffett's plan for his wife's trust, 90% stocks, 10% bonds.	10.23%	17.45%	−50.15%	−32.45%	0.65
Ivy Portfolio Meb Faber's portfolio, 20% each in US stocks, foreign stocks, bonds, real estate and commodities.	6.29%	14.02%	−46.52%	−26.26%	0.51
70/30 Between the 60/40 and the 80/20, 70% stocks, 30% bonds.	8.87%	13.58%	−39.72%	−23.83%	0.70
80/20 The growth version of 60/40, 80% stocks, 20% bonds.	9.58%	15.60%	−45.25%	−28.22%	0.67
Larry Portfolio Larry Swedroe's portfolio, 72% bonds, 28% small-cap value and emerging stocks.	4.24%	5.57%	−16.71%	−10.97%	0.78
Swensen David Swensen's portfolio, 50% stocks, 30% bonds, 20% real estate.	7.00%	13.96%	−43.69%	−24.51%	0.56
Golden Ratio Frank Vasquez's portfolio, 42% stocks, 26% long-term bonds, 16% gold, 10% managed futures, 6% cash.	8.41%	9.92%	−25.21%	−15.16%	0.87
Couch Potato Scott Burns' portfolio, 50% stocks, 50% inflation-protected bonds.	7.46%	9.68%	−30.55%	−18.47%	0.79
Core Four Rick Ferri's portfolio, 48% US stocks, 24% international stocks, 20% bonds, 8% real estate.	7.90%	15.81%	−48.00%	−29.76%	0.56
Talmud Portfolio From a line in the Talmud, a third each in stocks, real estate and bonds.	7.06%	14.73%	−44.47%	−22.37%	0.54
Coffeehouse Bill Schultheis' portfolio, 60% stocks in six equal slices, 40% bonds.	6.51%	12.38%	−37.86%	−18.64%	0.57
50/50 The cautious version of 60/40, 50% stocks, 50% bonds.	7.32%	9.84%	−27.78%	−16.32%	0.77
100% Stocks No bonds at all, 100% US stocks in one fund.	10.90%	19.92%	−55.45%	−36.99%	0.62
Merriman 4-Fund Paul Merriman's all-stock portfolio, 25% each in the S&P 500, large-cap value, small-cap and small-cap value.	9.58%	21.08%	−58.38%	−35.26%	0.54
No-Brainer William Bernstein's portfolio, 25% each in large US stocks, small US stocks, foreign stocks and short-term bonds.	6.84%	15.09%	−44.52%	−26.34%	0.51
Richer Retirement Bill Bengen's portfolio, 55% stocks in five equal slices, 40% bonds, 5% cash.	6.35%	10.67%	−31.19%	−16.47%	0.63
S&P 500	10.99%	19.73%	−55.19%	−36.80%	0.63