Retirement withdrawal calculator
$40,000 a year from $1,000,000
4% withdrawal rate, 30 years, 60% stocks, 40% bonds, 125 start years, 1872–1996, In today's dollars
| Lasted 30 years | Median final balance | 10th percentile | Safe withdrawal rate |
|---|---|---|---|
| 96.8% | $1,431,041 | $463,821 | 3.78% |
| Lasted 30 years | 96.8% |
|---|---|
| Median final balance | $1,431,041 |
| 10th percentile | $463,821 |
| Safe withdrawal rate | 3.78% |
Lasted 30 years, by withdrawal rate · 60% stocks, 40% bonds
Safe withdrawal rate, by start year · 30 years, 60% stocks, 40% bonds
- Lasted at 4%
- Ran out at 4%
Balance, starting 1966 · $40,000 a year from $1,000,000, 60% stocks, 40% bonds
- Ran out in 1992
- Middle 50%
- Middle 80%