Return calculator · Investment Visual

Investment Visual

SPY, Jan 29, 1993 – Nov 12, 2026, Dividends reinvested

Final balance: $314,932
Total return: +3,049.32%
CAGR: +10.75%
Max drawdown: −55.19%

Growth of $10,000

Drawdowns

Metrics

Return	SPY
Final balance	$314,932
Total return	+3,049.32%
CAGR	+10.75%

Calendar years	SPY
Best year	+38.05%
Worst year	−36.80%
Positive years	26 of 32

Risk	SPY
Max drawdown	−55.19%
Longest drawdown	6.6 years
Volatility (daily, annualized)	18.53%

Risk-adjusted	SPY
Sharpe ratio	0.64
Sortino ratio	0.92
Calmar ratio	0.19

Annual returns

Year	Return	Balance
1993from Jan 29	+8.71%	$10,871
1994	+0.40%	$10,914
1995	+38.05%	$15,067
1996	+22.56%	$18,466
1997	+33.48%	$24,648
1998	+28.69%	$31,720
1999	+20.39%	$38,188
2000	−9.74%	$34,467
2001	−11.76%	$30,415
2002	−21.58%	$23,850
2003	+28.18%	$30,571
2004	+10.70%	$33,841
2005	+4.83%	$35,475
2006	+15.85%	$41,097
2007	+5.15%	$43,211
2008	−36.80%	$27,312
2009	+26.35%	$34,509
2010	+15.06%	$39,705
2011	+1.89%	$40,457
2012	+15.99%	$46,926
2013	+32.31%	$62,087
2014	+13.46%	$70,446
2015	+1.23%	$71,316
2016	+12.00%	$79,872
2017	+21.71%	$97,209
2018	−4.57%	$92,767
2019	+31.22%	$121,733
2020	+18.33%	$144,049
2021	+28.73%	$185,432
2022	−18.18%	$151,729
2023	+26.18%	$191,445
2024	+24.89%	$239,089
2025	+17.72%	$281,454
2026to Nov 12	+11.89%	$314,932

Worst drawdowns

Decline	Peak	Bottom	Recovered	Length
−55.2%	Oct 2007	Mar 2009	Aug 2012	4.9 years
−47.5%	Mar 2000	Oct 2002	Oct 2006	6.6 years
−33.7%	Feb 2020	Mar 2020	Aug 2020	6 months
−24.5%	Jan 2022	Oct 2022	Dec 2023	1.9 years
−19.3%	Sep 2018	Dec 2018	Apr 2019	7 months