XLF
State Street Financial Select Sector SPDR ETF
ETF
$54.19−0.65 (−1.19%)Close Sep 28, 2026
XLF returned 5.88% a year from Dec 1998 to Sep 2026, turning $10,000 into $48,885. It fell 82.69% from Jun 2007 to Mar 2009, and it took 10.1 years to get back to its high.
Dec 22, 1998 – Sep 28, 2026
| $10,000 became | CAGR | Max drawdown | Sharpe ratio |
|---|---|---|---|
| $48,885 | 5.88% | −82.69% | 0.34 |
| $10,000 became | $48,885 |
|---|---|
| CAGR | 5.88% |
| Max drawdown | −82.69% |
| Sharpe ratio | 0.34 |
Loading the growth chart…
Growth of $10,000
- XLF
Trailing returns
| Period | XLF |
|---|---|
| 1M | −6.40% |
| 3M | +1.52% |
| 6M | +14.14% |
| YTD | +0.15% |
| 1Y | +2.20% |
| 3Y | +19.25% |
| 5Y | +9.16% |
| 10Y | +12.93% |
| 15Y | +14.25% |
| 20Y | +5.37% |
| 25Y | +6.15% |
| Since 1998 | +5.88% |
Metrics
| Return | XLF |
|---|---|
| Final balance | $48,885 |
| Total return | 388.85% |
| CAGR | 5.88% |
| Calendar years | XLF |
| Best year | 35.53% |
| Worst year | −54.90% |
| Positive years | 18 of 27 |
| Risk | XLF |
| Max drawdown | −82.69% |
| Longest drawdown | 10.1 years |
| Volatility (annualized) | 28.20% |
| Risk-adjusted | XLF |
| Sharpe ratio | 0.34 |
| Sortino ratio | 0.50 |
| Calmar ratio | 0.07 |
| Return | XLF |
|---|---|
| Final balance | $48,885 |
| Total return | 388.85% |
| CAGR | 5.88% |
| Calendar years | XLF |
| Best year | 35.53% |
| Worst year | −54.90% |
| Positive years | 18 of 27 |
| Risk | XLF |
|---|---|
| Max drawdown | −82.69% |
| Longest drawdown | 10.1 years |
| Volatility (annualized) | 28.20% |
| Risk-adjusted | XLF |
| Sharpe ratio | 0.34 |
| Sortino ratio | 0.50 |
| Calmar ratio | 0.07 |
Worst drawdowns
| Decline | Peak | Bottom | Recovered |
|---|---|---|---|
| −82.7% | Jun 2007 | Mar 2009 | Jul 2017 |
| −42.9% | Feb 2020 | Mar 2020 | Jan 2021 |
| −36.6% | Jan 2001 | Oct 2002 | Jan 2004 |
| −26.5% | May 1999 | Feb 2000 | Jun 2000 |
| −25.8% | Jan 2022 | Oct 2022 | Feb 2024 |
Annual returns
| Year | XLF |
|---|---|
| 1998from Dec 22 | +0.54% |
| 1999 | +2.67% |
| 2000 | +25.86% |
| 2001 | −9.43% |
| 2002 | −14.74% |
| 2003 | +30.49% |
| 2004 | +10.86% |
| 2005 | +6.20% |
| 2006 | +18.89% |
| 2007 | −19.18% |
| 2008 | −54.90% |
| 2009 | +17.57% |
| 2010 | +11.90% |
| 2011 | −17.14% |
| 2012 | +28.42% |
| 2013 | +35.53% |
| 2014 | +15.05% |
| 2015 | −1.77% |
| 2016 | +22.42% |
| 2017 | +22.00% |
| 2018 | −13.05% |
| 2019 | +31.87% |
| 2020 | −1.74% |
| 2021 | +34.80% |
| 2022 | −10.59% |
| 2023 | +12.03% |
| 2024 | +30.56% |
| 2025 | +14.90% |
| 2026to Sep 28 | +0.15% |