SWTSX

Schwab Total Stock Market Index Fund

$18.33−0.09 (−0.49%)Close Nov 12, 2026

May 28, 1999 – Nov 12, 2026, Dividends reinvested

Final balance: $99,777
CAGR: +8.74%
Max drawdown: −54.60%
Sharpe ratio: 0.53

Growth of $10,000

Trailing returns (%)

SWTSX's average annual return was 14.55% over the last 10 years and 10.77% over the last 20 years, through Nov 12, 2026. $10,000 in SWTSX on Nov 11, 2016 grew to $38,907 by Nov 12, 2026, with dividends reinvested.

	Total	Per year
SWTSX	−2.55	−2.40	+2.98	+11.84	+11.97	+21.12	+10.52	+14.55	+14.22	+10.77	+10.17	+8.74

Total

1M: −2.55%
3M: −2.40%
6M: +2.98%
YTD: +11.84%
1Y: +11.97%

Per year

3Y: +21.12%
5Y: +10.52%
10Y: +14.55%
15Y: +14.22%
20Y: +10.77%
25Y: +10.17%
Since 1999: +8.74%

Annual returns

1999 from May 28 · 2026 through Nov 12

SWTSX returns by year

Year	Return
2026 through Nov 12	+11.84%
2025	+17.05%
2024	+23.84%
2023	+26.05%
2022	−19.54%
2021	+25.65%
2020	+20.71%
2019	+30.90%
2018	−5.35%
2017	+21.08%
2016	+12.59%
2015	+0.43%
2014	+12.38%
2013	+33.36%
2012	+16.29%
2011	+1.28%
2010	+17.24%
2009	+28.30%
2008	−36.56%
2007	+5.36%
2006	+15.53%
2005	+6.22%

Metrics

Since 1999

Volatility	19.34%
Sortino ratio	0.75
Calmar ratio	0.16
Best year, 2013	+33.36%
Worst year, 2008	−36.56%
Positive years	20 of 26
Longest drawdown	6.5 years

Worst drawdowns

Since 1999

Decline	Peak	Bottom	Recovered	Length
−54.6%	Oct 2007	Mar 2009	Feb 2012	4.4 years
−47.8%	Mar 2000	Oct 2002	Sep 2006	6.5 years
−35.0%	Feb 2020	Mar 2020	Aug 2020	6 months
−25.4%	Jan 2022	Oct 2022	Dec 2023	2 years
−20.3%	Sep 2018	Dec 2018	Apr 2019	7 months