VTINX
Vanguard Target Retirement Income Fund Investor Shares
$14.05−0.07 (−0.50%)Close Nov 12, 2026
Oct 27, 2003 – Nov 12, 2026, Dividends reinvested
- Final balance
- $31,976
- CAGR
- +5.17%
- Max drawdown
- −19.96%
- Sharpe ratio
- 0.92
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Growth of $10,000
Trailing returns (%)
VTINX's average annual return was 5.22% over the last 10 years and 5.05% over the last 20 years, through Nov 12, 2026. $10,000 in VTINX on Nov 11, 2016 grew to $16,631 by Nov 12, 2026, with dividends reinvested.
Total
- 1M
- −0.14%
- 3M
- −1.59%
- 6M
- −0.14%
- YTD
- +3.24%
- 1Y
- +3.53%
Per year
- 3Y
- +9.23%
- 5Y
- +3.38%
- 10Y
- +5.22%
- 15Y
- +5.05%
- 20Y
- +5.05%
- Since 2003
- +5.17%
Annual returns
2003 from Oct 27 · 2026 through Nov 12
VTINX returns by year
| Year | Return |
|---|---|
| 2026 through Nov 12 | +3.24% |
| 2025 | +11.32% |
| 2024 | +6.65% |
| 2023 | +10.66% |
| 2022 | −12.75% |
| 2021 | +5.24% |
| 2020 | +10.03% |
| 2019 | +13.16% |
| 2018 | −1.98% |
| 2017 | +8.48% |
| 2016 | +5.25% |
| 2015 | −0.17% |
| 2014 | +5.54% |
| 2013 | +5.88% |
Metrics
Since 2003| Volatility | 5.68% |
|---|---|
| Sortino ratio | 1.30 |
| Calmar ratio | 0.26 |
| Best year, 2009 | +14.29% |
| Worst year, 2022 | −12.75% |
| Positive years | 18 of 22 |
| Longest drawdown | 2.7 years |
Worst drawdowns
Since 2003| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −20.0% | May 2008 | Mar 2009 | Nov 2009 | 1.5 years |
| −17.0% | Nov 2021 | Oct 2022 | Jul 2024 | 2.7 years |
| −12.5% | Feb 2020 | Mar 2020 | Jun 2020 | 4 months |
| −5.6% | Apr 2015 | Jan 2016 | Apr 2016 | 1 year |
| −5.4% | Jan 2018 | Dec 2018 | Feb 2019 | 1.1 years |