VFIFX

Vanguard Target Retirement 2050 Fund Investor Shares

$65.29−0.43 (−0.65%)Close Nov 12, 2026

Jun 7, 2006 – Nov 12, 2026, Dividends reinvested

Final balance: $54,842
CAGR: +8.69%
Max drawdown: −51.68%
Sharpe ratio: 0.57

Growth of $10,000

Trailing returns (%)

VFIFX's average annual return was 11.48% over the last 10 years and 8.35% over the last 20 years, through Nov 12, 2026. $10,000 in VFIFX on Nov 11, 2016 grew to $29,638 by Nov 12, 2026, with dividends reinvested.

	Total	Per year
VFIFX	−1.86	−3.19	+1.10	+10.14	+10.81	+18.76	+8.61	+11.48	+10.85	+8.35	+8.69

Total

1M: −1.86%
3M: −3.19%
6M: +1.10%
YTD: +10.14%
1Y: +10.81%

Per year

3Y: +18.76%
5Y: +8.61%
10Y: +11.48%
15Y: +10.85%
20Y: +8.35%
Since 2006: +8.69%

Annual returns

2006 from Jun 7 · 2026 through Nov 12

VFIFX returns by year

Year	Return
2026 through Nov 12	+10.14%
2025	+21.42%
2024	+14.62%
2023	+20.18%
2022	−17.48%
2021	+16.42%
2020	+16.40%
2019	+24.98%
2018	−7.89%
2017	+21.40%
2016	+8.84%
2015	−1.55%
2014	+7.18%
2013	+24.35%
2012	+15.56%
2011	−2.52%
2010	+15.34%
2009	+28.31%
2008	−34.58%
2007	+7.47%
2006 from Jun 7	+13.79%

Metrics

Since 2006

Volatility	17.05%
Sortino ratio	0.80
Calmar ratio	0.17
Best year, 2009	+28.31%
Worst year, 2008	−34.58%
Positive years	14 of 19
Longest drawdown	3.5 years

Worst drawdowns

Since 2006

Decline	Peak	Bottom	Recovered	Length
−51.7%	Oct 2007	Mar 2009	Apr 2011	3.5 years
−31.4%	Feb 2020	Mar 2020	Aug 2020	6 months
−25.4%	Nov 2021	Oct 2022	Feb 2024	2.2 years
−19.7%	Apr 2011	Oct 2011	Mar 2012	11 months
−17.4%	Jan 2018	Dec 2018	Jul 2019	1.4 years