vs SCHD
Backtest VIG vs SCHDOct 20, 2011 – Nov 12, 2026, SCHD sets the start date
Growth of $10,000
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Key metrics · Oct 20, 2011 – Nov 12, 2026
| Return | VIG | SCHD |
|---|---|---|
| Final balance | $64,952 | $69,374 |
| Total return | +549.52% | +593.74% |
| CAGR | +13.23% | +13.72% |
| Calendar years | VIG | SCHD |
|---|---|---|
| Best year | +29.62% | +32.88% |
| Worst year | −9.80% | −5.56% |
| Positive years | 11 of 14 | 11 of 14 |
| Risk | VIG | SCHD |
|---|---|---|
| Max drawdown | −31.72% | −33.37% |
| Longest drawdown | 1.9 years | 2 years |
| Volatility (daily, annualized) | 14.95% | 15.35% |
| Risk-adjusted | VIG | SCHD |
|---|---|---|
| Sharpe ratio | 0.91 | 0.92 |
| Sortino ratio | 1.29 | 1.32 |
| Calmar ratio | 0.42 | 0.41 |
Trailing returns · Oct 20, 2011 – Nov 12, 2026
| Period | VIG | SCHD | VIG − SCHD |
|---|---|---|---|
| YTD | +15.96% | +34.21% | −18.25% |
| 1Y | +16.26% | +36.78% | −20.52% |
| 3Y | +18.60% | +20.09% | −1.49% |
| 5Y | +10.50% | +10.24% | +0.26% |
| 10Y | +13.78% | +13.58% | +0.20% |
| 15Y | +12.96% | +13.49% | −0.54% |
Rolling returns · Oct 20, 2011 – Nov 12, 2026
| Period | VIG median | SCHD median | More often ahead |
|---|---|---|---|
| 1Y | +13.53% | +12.99% | SCHD 54% |
| 3Y | +12.15% | +11.76% | SCHD 58% |
| 5Y | +11.78% | +12.10% | SCHD 57% |
| 10Y | +11.93% | +11.87% | SCHD 52% |
Worst drawdowns · VIG · Oct 20, 2011 – Nov 12, 2026
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −31.7% | Feb 2020 | Mar 2020 | Aug 2020 | 6 months |
| −20.4% | Jan 2022 | Sep 2022 | Dec 2023 | 1.9 years |
| −17.3% | Sep 2018 | Dec 2018 | Apr 2019 | 6 months |
| −15.0% | Feb 2025 | Apr 2025 | Jun 2025 | 4 months |
| −12.1% | Mar 2015 | Aug 2015 | Mar 2016 | 1.1 years |
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 | 7 months |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 | 6 months |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 | 2 years |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 | 1.1 years |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 | 1 year |
Annual returns
| Year | VIG | SCHD | VIG − SCHD |
|---|---|---|---|
| 2017 | +22.22% | +20.85% | +1.37% |
| 2018 | −2.08% | −5.56% | +3.48% |
| 2019 | +29.62% | +27.29% | +2.33% |
| 2020 | +15.43% | +15.03% | +0.41% |
| 2021 | +23.76% | +29.88% | −6.11% |
| 2022 | −9.80% | −3.26% | −6.54% |
| 2023 | +14.51% | +4.54% | +9.97% |
| 2024 | +16.99% | +11.66% | +5.33% |
| 2025 | +14.17% | +4.34% | +9.83% |
| 2026to Nov 12 | +15.96% | +34.21% | −18.25% |
Holdings overlap
VIG as of Jul 31, 2026 · SCHD as of Aug 31, 2026
33 holdings in common, of 333 in VIG and 99 in SCHD
| Largest in common | VIG | SCHD | Overlap |
|---|---|---|---|
| UNHUnitedHealth Group Incorporated | 1.63% | 3.82% | 1.63% |
| KOThe Coca-Cola Company | 1.47% | 4.16% | 1.47% |
| PGThe Procter & Gamble Company | 1.45% | 3.82% | 1.45% |
| HDThe Home Depot, Inc. | 1.43% | 3.87% | 1.43% |
| MRKMerck & Co., Inc. | 1.39% | 4.76% | 1.39% |
| TXNTexas Instruments Incorporated | 1.08% | 3.12% | 1.08% |
| AMGNAmgen Inc. | 0.90% | 4.70% | 0.90% |
| PEPPepsiCo, Inc. | 0.82% | 3.64% | 0.82% |
| ABTAbbott Laboratories | 0.80% | 4.68% | 0.80% |
| QCOMQUALCOMM Incorporated | 0.67% | 2.52% | 0.67% |
About VIG vs SCHD
VIG holds US companies that have raised their dividends for at least 10 years in a row, and leaves out the quarter of them with the highest yields. SCHD asks only for 10 years of dividends in a row, not rising ones, and picks its 100 companies by yield, dividend growth and financial strength, so it leans toward higher yields.
VIG returned 13.2% a year from Oct 2011 to Nov 2026, against 13.7% for SCHD. Both fell furthest in 2020, VIG by 31.7% and SCHD by 33.4%. VIG beat SCHD in 8 of 14 full years, but SCHD was ahead in 52% of rolling 10-year periods.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.