VIG vs SCHD
Oct 20, 2011 – Sep 23, 2026, SCHD sets the start date
| Final balance | CAGR | Max drawdown | Sharpe ratio | |
|---|---|---|---|---|
| VIG | $60,836 | 12.86% | −31.72% | 0.89 |
| SCHD | $64,257 | 13.27% | −33.37% | 0.89 |
| VIG | SCHD | |
|---|---|---|
| Final balance | $60,836 | $64,257 |
| CAGR | 12.86% | 13.27% |
| Max drawdown | −31.72% | −33.37% |
| Sharpe ratio | 0.89 | 0.89 |
Loading the growth chart…
Growth of $10,000
- VIG
- SCHD
Trailing returns
Annualized past 1Y
| Period | VIG | SCHD | VIG − SCHD |
|---|---|---|---|
| YTD | 8.61% | 24.31% | −15.70% |
| 1Y | 11.34% | 26.92% | −15.58% |
| 3Y | 16.46% | 16.04% | +0.42% |
| 5Y | 10.34% | 9.65% | +0.69% |
| 10Y | 12.99% | 12.78% | +0.21% |
Metrics
| Return | VIG | SCHD |
|---|---|---|
| Final balance | $60,836 | $64,257 |
| Total return | 508.36% | 542.57% |
| CAGR | 12.86% | 13.27% |
| Calendar years | VIG | SCHD |
| Best year | 29.62% | 32.88% |
| Worst year | −9.80% | −5.56% |
| Positive years | 11 of 14 | 11 of 14 |
| Risk | VIG | SCHD |
| Max drawdown | −31.72% | −33.37% |
| Longest drawdown | 1.9 years | 2 years |
| Volatility (annualized) | 14.96% | 15.36% |
| Risk-adjusted | VIG | SCHD |
| Sharpe ratio | 0.89 | 0.89 |
| Sortino ratio | 1.26 | 1.28 |
| Calmar ratio | 0.41 | 0.40 |
| Return | VIG | SCHD |
|---|---|---|
| Final balance | $60,836 | $64,257 |
| Total return | 508.36% | 542.57% |
| CAGR | 12.86% | 13.27% |
| Calendar years | VIG | SCHD |
| Best year | 29.62% | 32.88% |
| Worst year | −9.80% | −5.56% |
| Positive years | 11 of 14 | 11 of 14 |
| Risk | VIG | SCHD |
|---|---|---|
| Max drawdown | −31.72% | −33.37% |
| Longest drawdown | 1.9 years | 2 years |
| Volatility (annualized) | 14.96% | 15.36% |
| Risk-adjusted | VIG | SCHD |
| Sharpe ratio | 0.89 | 0.89 |
| Sortino ratio | 1.26 | 1.28 |
| Calmar ratio | 0.41 | 0.40 |
Worst drawdowns
| Decline | Peak | Bottom | Recovered |
|---|---|---|---|
| −31.7% | Feb 2020 | Mar 2020 | Aug 2020 |
| −20.4% | Jan 2022 | Sep 2022 | Dec 2023 |
| −17.3% | Sep 2018 | Dec 2018 | Apr 2019 |
| −15.0% | Feb 2025 | Apr 2025 | Jun 2025 |
| −12.1% | Mar 2015 | Aug 2015 | Mar 2016 |
| Decline | Peak | Bottom | Recovered |
|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 |
Annual returns
| Year | VIG | SCHD | VIG − SCHD |
|---|---|---|---|
| 2011* | +5.36% | +5.31% | +0.05% |
| 2012 | +11.65% | +11.39% | +0.26% |
| 2013 | +28.87% | +32.88% | −4.01% |
| 2014 | +10.08% | +11.68% | −1.60% |
| 2015 | −1.94% | −0.30% | −1.65% |
| 2016 | +11.96% | +16.45% | −4.49% |
| 2017 | +22.22% | +20.85% | +1.37% |
| 2018 | −2.08% | −5.56% | +3.48% |
| 2019 | +29.62% | +27.29% | +2.33% |
| 2020 | +15.43% | +15.03% | +0.41% |
| 2021 | +23.76% | +29.88% | −6.11% |
| 2022 | −9.80% | −3.26% | −6.54% |
| 2023 | +14.51% | +4.54% | +9.97% |
| 2024 | +16.99% | +11.66% | +5.33% |
| 2025 | +14.17% | +4.34% | +9.83% |
| 2026* | +8.61% | +24.31% | −15.70% |
* Partial year
Rolling returns
| Period | VIG median | SCHD median | More often ahead |
|---|---|---|---|
| 1Y | 13.50% | 12.86% | SCHD 53% |
| 3Y | 12.07% | 11.69% | SCHD 58% |
| 5Y | 11.82% | 12.15% | SCHD 58% |
| 10Y | 11.88% | 11.76% | SCHD 53% |
About VIG vs SCHD
VIG holds US companies that have raised their dividends for at least 10 years in a row, and leaves out the quarter of them with the highest yields. SCHD asks only for 10 years of dividends in a row, not rising ones, and picks its 100 companies by yield, dividend growth and financial strength, so it leans toward higher yields.
VIG returned 12.9% a year from Oct 2011 to Sep 2026, against 13.3% for SCHD. Both fell furthest in 2020, VIG by 31.7% and SCHD by 33.4%. VIG beat SCHD in 8 of 14 full years, but SCHD was ahead in 53% of rolling 10-year periods.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.