Oct 20, 2011 – Nov 12, 2026, SCHD sets the start date
Growth of $10,000
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Key metrics · Oct 20, 2011 – Nov 12, 2026
| Return | SCHD | VOO |
|---|---|---|
| Final balance | $69,374 | $81,732 |
| Total return | +593.74% | +717.32% |
| CAGR | +13.72% | +14.97% |
| Calendar years | SCHD | VOO |
|---|---|---|
| Best year | +32.88% | +32.39% |
| Worst year | −5.56% | −18.17% |
| Positive years | 11 of 14 | 12 of 14 |
| Risk | SCHD | VOO |
|---|---|---|
| Max drawdown | −33.37% | −33.99% |
| Longest drawdown | 2 years | 1.9 years |
| Volatility (daily, annualized) | 15.35% | 16.74% |
| Risk-adjusted | SCHD | VOO |
|---|---|---|
| Sharpe ratio | 0.92 | 0.92 |
| Sortino ratio | 1.32 | 1.30 |
| Calmar ratio | 0.41 | 0.44 |
Trailing returns · Oct 20, 2011 – Nov 12, 2026
| Period | SCHD | VOO | SCHD − VOO |
|---|---|---|---|
| YTD | +34.21% | +11.94% | +22.27% |
| 1Y | +36.78% | +12.07% | +24.71% |
| 3Y | +20.09% | +21.32% | −1.23% |
| 5Y | +10.24% | +11.69% | −1.45% |
| 10Y | +13.58% | +15.22% | −1.64% |
| 15Y | +13.49% | +14.72% | −1.22% |
Rolling returns · Oct 20, 2011 – Nov 12, 2026
| Period | SCHD median | VOO median | More often ahead |
|---|---|---|---|
| 1Y | +12.99% | +16.51% | VOO 64% |
| 3Y | +11.76% | +13.02% | VOO 76% |
| 5Y | +12.10% | +13.78% | VOO 87% |
| 10Y | +11.87% | +13.22% | VOO 83% |
Worst drawdowns · SCHD · Oct 20, 2011 – Nov 12, 2026
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 | 7 months |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 | 6 months |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 | 2 years |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 | 1.1 years |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 | 1 year |
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −34.0% | Feb 2020 | Mar 2020 | Aug 2020 | 6 months |
| −24.5% | Jan 2022 | Oct 2022 | Dec 2023 | 1.9 years |
| −19.5% | Sep 2018 | Dec 2018 | Apr 2019 | 7 months |
| −18.7% | Feb 2025 | Apr 2025 | Jun 2025 | 4 months |
| −13.0% | Jul 2015 | Feb 2016 | Apr 2016 | 9 months |
Annual returns
| Year | SCHD | VOO | SCHD − VOO |
|---|---|---|---|
| 2017 | +20.85% | +21.77% | −0.93% |
| 2018 | −5.56% | −4.50% | −1.06% |
| 2019 | +27.29% | +31.37% | −4.07% |
| 2020 | +15.03% | +18.32% | −3.30% |
| 2021 | +29.88% | +28.79% | +1.08% |
| 2022 | −3.26% | −18.17% | +14.92% |
| 2023 | +4.54% | +26.32% | −21.78% |
| 2024 | +11.66% | +24.98% | −13.32% |
| 2025 | +4.34% | +17.82% | −13.48% |
| 2026to Nov 12 | +34.21% | +11.94% | +22.27% |
Holdings overlap
SCHD as of Aug 31, 2026 · VOO as of Jun 30, 2026
46 holdings in common, of 99 in SCHD and 504 in VOO
| Largest in common | SCHD | VOO | Overlap |
|---|---|---|---|
| UNHUnitedHealth Group Incorporated | 3.82% | 0.59% | 0.59% |
| HDThe Home Depot, Inc. | 3.87% | 0.54% | 0.54% |
| PGThe Procter & Gamble Company | 3.82% | 0.53% | 0.53% |
| MRKMerck & Co., Inc. | 4.76% | 0.49% | 0.49% |
| KOThe Coca-Cola Company | 4.16% | 0.49% | 0.49% |
| CVXChevron Corporation | 4.01% | 0.48% | 0.48% |
| TXNTexas Instruments Incorporated | 3.12% | 0.42% | 0.42% |
| AMGNAmgen Inc. | 4.70% | 0.30% | 0.30% |
| QCOMQUALCOMM Incorporated | 2.52% | 0.30% | 0.30% |
| PEPPepsiCo, Inc. | 3.64% | 0.29% | 0.29% |
About SCHD vs VOO
SCHD holds 100 US companies that have paid dividends for at least 10 years in a row, picked by their yield, dividend growth and financial strength. Its index is rebuilt once a year, in March. VOO holds the whole S&P 500, whether or not a company pays a dividend.
SCHD returned 13.7% a year from Oct 2011 to Nov 2026, against 15.0% for VOO. Both fell furthest in 2020, SCHD by 33.4% and VOO by 34.0%. VOO beat SCHD in 10 of 14 full years and in 83% of rolling 10-year periods.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.