Oct 20, 2011 – Nov 12, 2026, SCHD sets the start date
Growth of $10,000
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Key metrics · Oct 20, 2011 – Nov 12, 2026
| Return | SCHD | VTI |
|---|---|---|
| Final balance | $69,374 | $77,653 |
| Total return | +593.74% | +676.53% |
| CAGR | +13.72% | +14.58% |
| Calendar years | SCHD | VTI |
|---|---|---|
| Best year | +32.88% | +33.45% |
| Worst year | −5.56% | −19.52% |
| Positive years | 11 of 14 | 12 of 14 |
| Risk | SCHD | VTI |
|---|---|---|
| Max drawdown | −33.37% | −35.00% |
| Longest drawdown | 2 years | 2 years |
| Volatility (daily, annualized) | 15.35% | 17.01% |
| Risk-adjusted | SCHD | VTI |
|---|---|---|
| Sharpe ratio | 0.92 | 0.89 |
| Sortino ratio | 1.32 | 1.25 |
| Calmar ratio | 0.41 | 0.42 |
Trailing returns · Oct 20, 2011 – Nov 12, 2026
| Period | SCHD | VTI | SCHD − VTI |
|---|---|---|---|
| YTD | +34.21% | +12.09% | +22.12% |
| 1Y | +36.78% | +12.21% | +24.57% |
| 3Y | +20.09% | +21.20% | −1.11% |
| 5Y | +10.24% | +10.56% | −0.33% |
| 10Y | +13.58% | +14.64% | −1.07% |
| 15Y | +13.49% | +14.30% | −0.81% |
Rolling returns · Oct 20, 2011 – Nov 12, 2026
| Period | SCHD median | VTI median | More often ahead |
|---|---|---|---|
| 1Y | +12.99% | +16.11% | VTI 64% |
| 3Y | +11.76% | +12.70% | VTI 63% |
| 5Y | +12.10% | +13.31% | VTI 74% |
| 10Y | +11.87% | +12.72% | VTI 76% |
Worst drawdowns · SCHD · Oct 20, 2011 – Nov 12, 2026
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 | 7 months |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 | 6 months |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 | 2 years |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 | 1.1 years |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 | 1 year |
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −35.0% | Feb 2020 | Mar 2020 | Aug 2020 | 6 months |
| −25.4% | Jan 2022 | Oct 2022 | Dec 2023 | 2 years |
| −20.0% | Sep 2018 | Dec 2018 | Apr 2019 | 7 months |
| −19.3% | Feb 2025 | Apr 2025 | Jun 2025 | 4 months |
| −15.1% | Jun 2015 | Feb 2016 | Jun 2016 | 1 year |
Annual returns
| Year | SCHD | VTI | SCHD − VTI |
|---|---|---|---|
| 2017 | +20.85% | +21.21% | −0.37% |
| 2018 | −5.56% | −5.23% | −0.32% |
| 2019 | +27.29% | +30.67% | −3.38% |
| 2020 | +15.03% | +21.08% | −6.05% |
| 2021 | +29.88% | +25.68% | +4.19% |
| 2022 | −3.26% | −19.52% | +16.27% |
| 2023 | +4.54% | +26.05% | −21.50% |
| 2024 | +11.66% | +23.81% | −12.15% |
| 2025 | +4.34% | +17.10% | −12.76% |
| 2026to Nov 12 | +34.21% | +12.09% | +22.12% |
Holdings overlap
SCHD as of Aug 31, 2026 · VTI as of Jun 30, 2026
97 holdings in common, of 99 in SCHD and 3,504 in VTI
| Largest in common | SCHD | VTI | Overlap |
|---|---|---|---|
| UNHUnitedHealth Group Incorporated | 3.82% | 0.52% | 0.52% |
| HDThe Home Depot, Inc. | 3.87% | 0.49% | 0.49% |
| PGThe Procter & Gamble Company | 3.82% | 0.47% | 0.47% |
| MRKMerck & Co., Inc. | 4.76% | 0.44% | 0.44% |
| CVXChevron Corporation | 4.01% | 0.43% | 0.43% |
| KOThe Coca-Cola Company | 4.16% | 0.39% | 0.39% |
| TXNTexas Instruments Incorporated | 3.12% | 0.37% | 0.37% |
| AMGNAmgen Inc. | 4.70% | 0.27% | 0.27% |
| QCOMQUALCOMM Incorporated | 2.52% | 0.27% | 0.27% |
| PEPPepsiCo, Inc. | 3.64% | 0.26% | 0.26% |
About SCHD vs VTI
SCHD holds 100 US companies that have paid dividends for at least 10 years in a row, picked by their yield, dividend growth and financial strength. Companies with low yields, like most of the largest technology companies, rarely make it in. VTI holds almost the entire US stock market.
SCHD returned 13.7% a year from Oct 2011 to Nov 2026, against 14.6% for VTI. Both fell furthest in 2020, SCHD by 33.4% and VTI by 35.0%. VTI beat SCHD in 11 of 14 full years and in 76% of rolling 10-year periods.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.