vs SCHD
Backtest VYM vs SCHDOct 20, 2011 – Nov 12, 2026, SCHD sets the start date
Growth of $10,000
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Key metrics · Oct 20, 2011 – Nov 12, 2026
| Return | VYM | SCHD |
|---|---|---|
| Final balance | $60,728 | $69,374 |
| Total return | +507.28% | +593.74% |
| CAGR | +12.72% | +13.72% |
| Calendar years | VYM | SCHD |
|---|---|---|
| Best year | +30.08% | +32.88% |
| Worst year | −5.92% | −5.56% |
| Positive years | 12 of 14 | 11 of 14 |
| Risk | VYM | SCHD |
|---|---|---|
| Max drawdown | −35.21% | −33.37% |
| Longest drawdown | 1.2 years | 2 years |
| Volatility (daily, annualized) | 15.11% | 15.35% |
| Risk-adjusted | VYM | SCHD |
|---|---|---|
| Sharpe ratio | 0.87 | 0.92 |
| Sortino ratio | 1.24 | 1.32 |
| Calmar ratio | 0.36 | 0.41 |
Trailing returns · Oct 20, 2011 – Nov 12, 2026
| Period | VYM | SCHD | VYM − SCHD |
|---|---|---|---|
| YTD | +17.08% | +34.21% | −17.13% |
| 1Y | +18.40% | +36.78% | −18.38% |
| 3Y | +20.40% | +20.09% | +0.31% |
| 5Y | +11.53% | +10.24% | +1.29% |
| 10Y | +11.87% | +13.58% | −1.71% |
| 15Y | +12.53% | +13.49% | −0.96% |
Rolling returns · Oct 20, 2011 – Nov 12, 2026
| Period | VYM median | SCHD median | More often ahead |
|---|---|---|---|
| 1Y | +13.01% | +12.99% | VYM 52% |
| 3Y | +10.80% | +11.76% | SCHD 54% |
| 5Y | +10.98% | +12.10% | SCHD 75% |
| 10Y | +10.68% | +11.87% | SCHD >99% |
Worst drawdowns · VYM · Oct 20, 2011 – Nov 12, 2026
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −35.2% | Jan 2020 | Mar 2020 | Dec 2020 | 11 months |
| −16.2% | Jan 2018 | Dec 2018 | Apr 2019 | 1.2 years |
| −15.8% | Apr 2022 | Sep 2022 | Nov 2022 | 7 months |
| −14.5% | Feb 2025 | Apr 2025 | Jun 2025 | 4 months |
| −13.0% | May 2015 | Aug 2015 | Mar 2016 | 10 months |
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 | 7 months |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 | 6 months |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 | 2 years |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 | 1.1 years |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 | 1 year |
Annual returns
| Year | VYM | SCHD | VYM − SCHD |
|---|---|---|---|
| 2017 | +16.42% | +20.85% | −4.43% |
| 2018 | −5.92% | −5.56% | −0.36% |
| 2019 | +24.06% | +27.29% | −3.23% |
| 2020 | +1.15% | +15.03% | −13.88% |
| 2021 | +26.20% | +29.88% | −3.68% |
| 2022 | −0.43% | −3.26% | +2.82% |
| 2023 | +6.57% | +4.54% | +2.03% |
| 2024 | +17.60% | +11.66% | +5.94% |
| 2025 | +15.42% | +4.34% | +11.08% |
| 2026to Nov 12 | +17.08% | +34.21% | −17.13% |
Holdings overlap
VYM as of Jul 31, 2026 · SCHD as of Aug 31, 2026
80 holdings in common, of 604 in VYM and 99 in SCHD
| Largest in common | VYM | SCHD | Overlap |
|---|---|---|---|
| UNHUnitedHealth Group Incorporated | 1.52% | 3.82% | 1.52% |
| CVXChevron Corporation | 1.48% | 4.01% | 1.48% |
| KOThe Coca-Cola Company | 1.38% | 4.16% | 1.38% |
| PGThe Procter & Gamble Company | 1.37% | 3.82% | 1.37% |
| HDThe Home Depot, Inc. | 1.34% | 3.87% | 1.34% |
| MRKMerck & Co., Inc. | 1.31% | 4.76% | 1.31% |
| TXNTexas Instruments Incorporated | 1.02% | 3.12% | 1.02% |
| VZVerizon Communications Inc. | 0.80% | 3.96% | 0.80% |
| AMGNAmgen Inc. | 0.78% | 4.70% | 0.78% |
| PEPPepsiCo, Inc. | 0.77% | 3.64% | 0.77% |
About VYM vs SCHD
VYM holds several hundred US companies whose dividend yields are forecast to be above average over the next year, and leaves out real estate trusts. SCHD is more selective, with 100 companies that have paid dividends for at least 10 years in a row, picked by their yield, dividend growth and financial strength.
VYM returned 12.7% a year from Oct 2011 to Nov 2026, against 13.7% for SCHD. Both fell furthest in 2020, VYM by 35.2% and SCHD by 33.4%. VYM beat SCHD in 8 of 14 full years, but SCHD was ahead in nearly every rolling 10-year period.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.