VYM vs SCHD
Oct 20, 2011 – Sep 23, 2026, SCHD sets the start date
| Final balance | CAGR | Max drawdown | Sharpe ratio | |
|---|---|---|---|---|
| VYM | $57,988 | 12.50% | −35.21% | 0.86 |
| SCHD | $64,257 | 13.27% | −33.37% | 0.89 |
| VYM | SCHD | |
|---|---|---|
| Final balance | $57,988 | $64,257 |
| CAGR | 12.50% | 13.27% |
| Max drawdown | −35.21% | −33.37% |
| Sharpe ratio | 0.86 | 0.89 |
Loading the growth chart…
Growth of $10,000
- VYM
- SCHD
Trailing returns
Annualized past 1Y
| Period | VYM | SCHD | VYM − SCHD |
|---|---|---|---|
| YTD | 11.80% | 24.31% | −12.51% |
| 1Y | 14.91% | 26.92% | −12.01% |
| 3Y | 17.80% | 16.04% | +1.76% |
| 5Y | 11.72% | 9.65% | +2.07% |
| 10Y | 11.46% | 12.78% | −1.31% |
Metrics
| Return | VYM | SCHD |
|---|---|---|
| Final balance | $57,988 | $64,257 |
| Total return | 479.88% | 542.57% |
| CAGR | 12.50% | 13.27% |
| Calendar years | VYM | SCHD |
| Best year | 30.08% | 32.88% |
| Worst year | −5.92% | −5.56% |
| Positive years | 12 of 14 | 11 of 14 |
| Risk | VYM | SCHD |
| Max drawdown | −35.21% | −33.37% |
| Longest drawdown | 1.2 years | 2 years |
| Volatility (annualized) | 15.12% | 15.36% |
| Risk-adjusted | VYM | SCHD |
| Sharpe ratio | 0.86 | 0.89 |
| Sortino ratio | 1.22 | 1.28 |
| Calmar ratio | 0.35 | 0.40 |
| Return | VYM | SCHD |
|---|---|---|
| Final balance | $57,988 | $64,257 |
| Total return | 479.88% | 542.57% |
| CAGR | 12.50% | 13.27% |
| Calendar years | VYM | SCHD |
| Best year | 30.08% | 32.88% |
| Worst year | −5.92% | −5.56% |
| Positive years | 12 of 14 | 11 of 14 |
| Risk | VYM | SCHD |
|---|---|---|
| Max drawdown | −35.21% | −33.37% |
| Longest drawdown | 1.2 years | 2 years |
| Volatility (annualized) | 15.12% | 15.36% |
| Risk-adjusted | VYM | SCHD |
| Sharpe ratio | 0.86 | 0.89 |
| Sortino ratio | 1.22 | 1.28 |
| Calmar ratio | 0.35 | 0.40 |
Worst drawdowns
| Decline | Peak | Bottom | Recovered |
|---|---|---|---|
| −35.2% | Jan 2020 | Mar 2020 | Dec 2020 |
| −16.2% | Jan 2018 | Dec 2018 | Apr 2019 |
| −15.8% | Apr 2022 | Sep 2022 | Nov 2022 |
| −14.5% | Feb 2025 | Apr 2025 | Jun 2025 |
| −13.0% | May 2015 | Aug 2015 | Mar 2016 |
| Decline | Peak | Bottom | Recovered |
|---|---|---|---|
| −33.4% | Jan 2020 | Mar 2020 | Sep 2020 |
| −17.1% | Sep 2018 | Dec 2018 | Apr 2019 |
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 |
| −13.9% | Mar 2015 | Aug 2015 | Mar 2016 |
Annual returns
| Year | VYM | SCHD | VYM − SCHD |
|---|---|---|---|
| 2011* | +6.29% | +5.31% | +0.99% |
| 2012 | +12.69% | +11.39% | +1.30% |
| 2013 | +30.08% | +32.88% | −2.80% |
| 2014 | +13.54% | +11.68% | +1.86% |
| 2015 | +0.28% | −0.30% | +0.58% |
| 2016 | +17.04% | +16.45% | +0.59% |
| 2017 | +16.42% | +20.85% | −4.43% |
| 2018 | −5.92% | −5.56% | −0.36% |
| 2019 | +24.06% | +27.29% | −3.23% |
| 2020 | +1.15% | +15.03% | −13.88% |
| 2021 | +26.20% | +29.88% | −3.68% |
| 2022 | −0.43% | −3.26% | +2.82% |
| 2023 | +6.57% | +4.54% | +2.03% |
| 2024 | +17.60% | +11.66% | +5.94% |
| 2025 | +15.42% | +4.34% | +11.08% |
| 2026* | +11.80% | +24.31% | −12.51% |
* Partial year
Rolling returns
| Period | VYM median | SCHD median | More often ahead |
|---|---|---|---|
| 1Y | 12.95% | 12.86% | VYM 53% |
| 3Y | 10.78% | 11.69% | SCHD 55% |
| 5Y | 10.92% | 12.15% | SCHD 76% |
| 10Y | 10.57% | 11.76% | SCHD >99% |
About VYM vs SCHD
VYM holds several hundred US companies whose dividend yields are forecast to be above average over the next year, and leaves out real estate trusts. SCHD is more selective, with 100 companies that have paid dividends for at least 10 years in a row, picked by their yield, dividend growth and financial strength.
VYM returned 12.5% a year from Oct 2011 to Sep 2026, against 13.3% for SCHD. Both fell furthest in 2020, VYM by 35.2% and SCHD by 33.4%. VYM beat SCHD in 8 of 14 full years, but SCHD was ahead in nearly every rolling 10-year period.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on Oct 20, 2011, when SCHD's prices begin.