May 21, 2020 – Nov 12, 2026, JEPI sets the start date
Growth of $10,000
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Key metrics · May 21, 2020 – Nov 12, 2026
| Return | JEPI | SCHD |
|---|---|---|
| Final balance | $20,134 | $26,737 |
| Total return | +101.34% | +167.37% |
| CAGR | +11.41% | +16.40% |
| Calendar years | JEPI | SCHD |
|---|---|---|
| Best year | +21.52% | +29.88% |
| Worst year | −3.49% | −3.26% |
| Positive years | 4 of 5 | 4 of 5 |
| Risk | JEPI | SCHD |
|---|---|---|
| Max drawdown | −13.71% | −16.84% |
| Longest drawdown | 1.2 years | 2 years |
| Volatility (daily, annualized) | 10.70% | 15.11% |
| Risk-adjusted | JEPI | SCHD |
|---|---|---|
| Sharpe ratio | 1.07 | 1.08 |
| Sortino ratio | 1.52 | 1.60 |
| Calmar ratio | 0.83 | 0.97 |
Trailing returns · May 21, 2020 – Nov 12, 2026
| Period | JEPI | SCHD | JEPI − SCHD |
|---|---|---|---|
| YTD | +8.30% | +34.21% | −25.91% |
| 1Y | +9.73% | +36.78% | −27.05% |
| 3Y | +10.98% | +20.09% | −9.11% |
| 5Y | +7.63% | +10.24% | −2.61% |
Rolling returns · May 21, 2020 – Nov 12, 2026
| Period | JEPI median | SCHD median | More often ahead |
|---|---|---|---|
| 1Y | +9.17% | +9.21% | SCHD 50% |
| 3Y | +9.21% | +8.13% | JEPI 62% |
| 5Y | +9.57% | +9.85% | SCHD 81% |
Worst drawdowns · JEPI · May 21, 2020 – Nov 12, 2026
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −13.7% | Apr 2022 | Sep 2022 | Jun 2023 | 1.2 years |
| −13.3% | Feb 2025 | Apr 2025 | Aug 2025 | 6 months |
| −7.1% | Dec 2021 | Feb 2022 | Apr 2022 | 3 months |
| −6.7% | Sep 2023 | Oct 2023 | Dec 2023 | 3 months |
| −6.7% | Feb 2026 | Mar 2026 | Aug 2026 | 5 months |
| Decline | Peak | Bottom | Recovered | Length |
|---|---|---|---|---|
| −16.8% | Jan 2022 | Sep 2022 | Dec 2023 | 2 years |
| −16.1% | Nov 2024 | Apr 2025 | Jan 2026 | 1.1 years |
| −10.7% | Jun 2020 | Jun 2020 | Aug 2020 | 2 months |
| −7.6% | Sep 2020 | Sep 2020 | Oct 2020 | 1 month |
| −6.9% | Oct 2020 | Oct 2020 | Nov 2020 | 4 weeks |
Annual returns
| Year | JEPI | SCHD | JEPI − SCHD |
|---|---|---|---|
| 2020from May 21 | +18.61% | +30.18% | −11.56% |
| 2021 | +21.52% | +29.88% | −8.35% |
| 2022 | −3.49% | −3.26% | −0.23% |
| 2023 | +9.82% | +4.54% | +5.28% |
| 2024 | +12.57% | +11.66% | +0.91% |
| 2025 | +8.09% | +4.34% | +3.75% |
| 2026to Nov 12 | +8.30% | +34.21% | −25.91% |
Holdings overlap
JEPI as of Jun 30, 2026 · SCHD as of Aug 31, 2026
13 holdings in common, of 127 in JEPI and 99 in SCHD
| Largest in common | JEPI | SCHD | Overlap |
|---|---|---|---|
| EOGEOG Resources, Inc. | 1.45% | 1.88% | 1.45% |
| BMYBristol-Myers Squibb Company | 1.23% | 3.32% | 1.23% |
| PEPPepsiCo, Inc. | 1.19% | 3.64% | 1.19% |
| MRKMerck & Co., Inc. | 0.80% | 4.76% | 0.80% |
| TXNTexas Instruments Incorporated | 0.60% | 3.12% | 0.60% |
| PGThe Procter & Gamble Company | 0.41% | 3.82% | 0.41% |
| UNHUnitedHealth Group Incorporated | 0.40% | 3.82% | 0.40% |
| Accenture plc | 0.39% | 2.84% | 0.39% |
| COPConocoPhillips | 0.38% | 3.93% | 0.38% |
| VZVerizon Communications Inc. | 0.36% | 3.96% | 0.36% |
About JEPI vs SCHD
JEPI is actively managed. It holds large US companies and sells call options on the S&P 500, which brings in extra income but gives up part of the gains when the market rises fast. SCHD is an index fund of dividend-paying stocks. JEPI pays out monthly and SCHD quarterly.
JEPI returned 11.4% a year from May 2020 to Nov 2026, against 16.4% for SCHD. Both fell furthest in 2022, JEPI by 13.7% and SCHD by 16.8%. JEPI beat SCHD in 3 of 5 full years, but SCHD was ahead in 81% of rolling 5-year periods.
Uses daily closing prices with dividends reinvested. Fund fees are included, but not taxes or trading costs. The comparison starts on May 21, 2020, when JEPI's prices begin.